If you commit certain traffic violations, it may eventually be necessary to show that you have the required amount of liability coverage. An SR22 form shows this insurance requirement. If you need one yourself, remember a couple of things.
See How Much Liability is Needed
In order for your SR22 request to go through and remain active, it's important to find out just how much liability insurance you need. This will vary according to the specific state that you reside in, so you need to find out these local insurance regulations before you attempt to submit a request for an SR22 form.
Just get online and see exactly what your state's minimum requirements are for liability insurance. Then you can make sure your insurance policy reflects this amount. As a result, you'll have no issues getting an SR22 certificate from the appropriate insurance provider.
Reinstate Your License Prior
If you had your license suspended for a driving violation, such as drunk driving or multiple speeding tickets, then you need to get it reinstated before you attempt to apply for an SR22 certificate. Then you shouldn't have any hurdles to jump over throughout this application process.
Fortunately, getting your license reinstated isn't that difficult. You'll just need to fill out the appropriate forms and pay some fees. You may even want to hire an attorney to facilitate this process even further. Once you get this license reinstated, you can proceed to getting an SR22 certificate.
Compare Costs From Different Providers
You can expect your insurance rates to go up when required to have an SR22 certificate because of past driving infractions. However, that doesn't mean you can't find ways to save as much as possible. You can if you just compare insurance rates from different providers that offer SR22 insurance.
You can do this online as long as you provide the right information, such as the vehicle you drive and the type of liability insurance you need at a minimum. Then you can compare rates and figure out what the best provider will be from a financial standpoint.
If you receive violations while driving, an SR22 certificate may be needed from a legal standpoint. If it is, make sure you apply for this certificate correctly from the very beginning and obtain records of it. Then you'll be able to drive legally and do what's necessary to move on with your life.