Insuring a home undergoing remodeling is one of the best ways of protecting your remodeling budget. Adequate insurance will protect the additional installations and the materials; it will even shield you from any mistakes the workers may make. Take these three precautions to ensure you are adequately protected:
Inform Your Agent and See If You Need Additional Coverage
Remodeling almost always increases the value of a home. For example, installing a new kitchen or upgrading the basement into an additional living space increases your home’s value. Read More»
Vehicle expenses are a large part of many households’ budgets. Like many families, you may have car payments for two or more cars, insurance premiums for these vehicles, and routine maintenance costs. In addition, unexpected repair bills can be painfully expensive. In fact, one stud from AAA shows that the average cost of keeping one vehicle on the road costs approximately $8,700 annually. Although owning vehicles may never be cheap, you can lessen the cost of your transportation. Read More»
While many teenagers count down the days until they can get a drivers license, a lot of parents are not as excited about the prospect. Teen drivers are considered a high risk to insure, so if you’ll be adding your teenager to your household’s auto insurance policy in the near future it is natural to worry about the increase in your insurance premiums. Luckily, there are several ways to save on auto insurance when you add a teen driver. Read More»
Buying your first home is exciting. Chances are, you’ve probably already had a lot of great home-buying advice, such as put 20 percent of the asking price down on your mortgage and to buy a home that’s within your financial means. While statements like that are great advice, there is more to buying your first house than the selling price, down payment, and your credit score. So, before you begin the buying process, take these three things into consideration. Read More»
Welcoming a new child into the family can be thrilling, but it is also an event that requires new parents to take some time off of work. While there is no rule that states your company must provide paid time off for new parents, doing so could be advantageous to your bottom line.
Here are three ways that improving your parental leave benefits package could be beneficial for your company in the future. Read More»
General liability insurance can cover different types of claims and damage, depending on the type of business you run. For handymen, there are certain things your insurance policy should cover to give you the best possible level of coverage. Before you choose an insurance provider and coverage plan, use this guide to make sure you have the right policy for your business.
Completed Operations Coverage
For handymen and contractors, liability doesn’t end after you’ve completed your work and packed up your tools. Read More»
If you are considering buying a classic car, you are about to enter an exclusive club of car enthusiasts, many of whom live for this particular hobby. Before you purchase your first classic vehicle, you should be aware that the initial price is not your only financial investment. You will also need to buy classic car insurance.
Collectibles
Classic car insurance is also known as collector’s insurance. In fact, a variety of vehicles fit into this category. Read More»
If you have recently been ticketed for driving without insurance, been found guilty of a DUI, or are charged with reckless driving, you may have been told that you are required to carry SR-22 insurance. The following guide can answer some of your questions on this requirement so you can make sure that you stay on the right side of the law.
Q: What is SR-22 insurance?
A: An SR-22 isn’t actual insurance. Read More»
Are you getting ready to move into your very first apartment? Are you currently making a list of all your potential expenses, to make sure that you can afford the place you want? Budgeting for your first apartment can seem tricky when you’re trying to figure everything out, especially if rent turns out to be higher than you’d like. But one thing that you shouldn’t skip out on getting is fire insurance. Read More»
If the idea of paying less for your home insurance sounds enticing, you might be pleasantly surprised to know that lowering your insurance premium is often simpler than you might think. You don’t have to go through the time-consuming ordeal of shopping around to find a lower rate and then calling your insurance provider to see if it will match the other rate you were quoted. Instead, you can take any or all of these three actions and you’ll find yourself looking forward to opening your future insurance bills. Read More»
