General liability insurance can cover different types of claims and damage, depending on the type of business you run. For handymen, there are certain things your insurance policy should cover to give you the best possible level of coverage. Before you choose an insurance provider and coverage plan, use this guide to make sure you have the right policy for your business.
Completed Operations Coverage
For handymen and contractors, liability doesn’t end after you’ve completed your work and packed up your tools. Read More»
If you are considering buying a classic car, you are about to enter an exclusive club of car enthusiasts, many of whom live for this particular hobby. Before you purchase your first classic vehicle, you should be aware that the initial price is not your only financial investment. You will also need to buy classic car insurance.
Collectibles
Classic car insurance is also known as collector’s insurance. In fact, a variety of vehicles fit into this category. Read More»
If you have recently been ticketed for driving without insurance, been found guilty of a DUI, or are charged with reckless driving, you may have been told that you are required to carry SR-22 insurance. The following guide can answer some of your questions on this requirement so you can make sure that you stay on the right side of the law.
Q: What is SR-22 insurance?
A: An SR-22 isn’t actual insurance. Read More»
Are you getting ready to move into your very first apartment? Are you currently making a list of all your potential expenses, to make sure that you can afford the place you want? Budgeting for your first apartment can seem tricky when you’re trying to figure everything out, especially if rent turns out to be higher than you’d like. But one thing that you shouldn’t skip out on getting is fire insurance. Read More»
If the idea of paying less for your home insurance sounds enticing, you might be pleasantly surprised to know that lowering your insurance premium is often simpler than you might think. You don’t have to go through the time-consuming ordeal of shopping around to find a lower rate and then calling your insurance provider to see if it will match the other rate you were quoted. Instead, you can take any or all of these three actions and you’ll find yourself looking forward to opening your future insurance bills. Read More»
You should never be without auto insurance. Even though it may be a requirement in your state, you should carry the insurance to protect yourself, as well as avoid problems with the law. However, just because you need to carry auto insurance doesn’t mean that you have to overspend on it. Here are some simple things that you can do to save money on your insurance policy.
1. Raise The Deductible Read More»
Umbrella insurance exists for a few reasons. First and foremost, it is a form of liability insurance that augments or supports other forms of already existing insurance, such as auto insurance or homeowner’s insurance. Umbrella insurance will basically cover you for everything for which you, personally, are responsible. This brief article will cover some of the basic facets of umbrella insurance.
What Does It Cover?
Umbrella insurance covers additional liability or an amount in excess of what you’re already covered. Read More»
Like most people, you are probably on the prowl for ways to save money on your auto insurance. Thankfully, there are quite a few techniques that you can use to save a bundle of cash, as long as you are willing to put in a bit of effort. Here is one such strategy that you can use: discount hunting.
Talk to the Insurer
The first thing that you want to do is talk to your insurance agent (or whatever insurance company you are currently vetting), and ask about the discounts that they offer. Read More»
When it comes to looking for ways to decrease the amount paid for auto insurance, many drivers can end up spending a significant amount of time and effort working on strategies that save them money. While such strategies can certainly be effective, don’t shy away from thinking how you can keep your rate low while you’re behind the wheel – and while you’re not. Avoiding accidents is a simple way to maintain a low rate, but the manner in which you park can also keep your vehicle out of harm’s way and avoid a rate increase. Read More»
