Enough Coverage: Choosing the Right Individual Health Insurance
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Do you want cheaper car insurance? Here are four tricks on how to make this possible:
Own the Car
To have cheap car insurance, you need to be able to cherry pick the coverage you need. For example, it should be up to you whether to buy collision coverage or comprehensive insurance. However, if you are driving a leased car, then the dealership decides your insurance.
Buying a car on loan helps a bit because you will eventually own it one day. Read More»
In today’s economy, most people need to save money wherever they can. Many will look for ways they can cut down on the cost of their car insurance premium, so they look for the cheapest options available. Here are three things you need to keep in mind when shopping for cheaper car insurance.
1. Every state has its own laws regarding minimum coverage - but it may not be enough coverage. Read More»
Suffering a business loss is often financially devastating. Even if you have casualty insurance that provides coverage, paying the deductible can still stress a small business’s budget. While it is often difficult to find a positive in a time of loss, a casualty insurance claim may provide a silver lining when it comes time to file your taxes. The deductible that your business must cover, which may range from a few hundred dollars to thousands of dollars, might qualify as a tax deduction. Read More»
As soon as hurricane season comes along there is always a flood of information about what to do in the case of a hurricane and how to protect your home if one is on the way. Often times people get so wrapped up in protecting their home that they forget about protecting their vehicles. You’ve likely got full coverage on your home, but very few people have replacement cost on their auto insurance. Read More»
You may have overheard some people talk about having their vehicles fully covered by their insurance company. However, what does this mean exactly? Well, in reality, there really is no such thing as full auto insurance coverage. This is because there are so many different coverage options and some of these options may be needed by some and be useless to others. If you want to have as much protection as possible, you will want to sit down with your car insurance agent to talk about all of your options, which will probably include: Read More»
Insurance protects you from the unexpected disasters that can come with life. It’s a financial protection and it can help you rebuild after a disaster. Working with an independent insurance agent can help you save on all of these types of insurance, since the agent will shop several different companies to find the best deal for you.
Car Insurance
If you own a car, it is the law to carry a minimum amount of insurance to cover any accidents that you may have. Read More»
If you are renting property, you need to get renters insurance. In some cases your landlord will require that you purchase renters insurance. But in other cases, it is your prerogative if you choose to get insurance or not. There are many reasons why you should get renters insurance. Here are a couple reasons:
1. Liability Insurance
One of the main reasons you should get renters insurance is for the liability coverage. Read More»
If you have a pet, especially a dog, then there’s a good chance you’ve had your furry friend in your vehicle at least a couple times. Have you ever thought about what would happen if you were in an accident when your pet was in the car? If you take your pet on car rides regularly, then you should review your car insurance policy to see if it covers pet injuries. Read More»
You just got your license and a new set of wheels, but unlike most new drivers, you’re an adult. Car insurance rates for new drivers are often aimed at teenagers, whom have to pay higher premiums due to both their inexperience behind the wheel and their maturity level. As a new adult driver, you can avoid some of the common things that raise the rates on teens. These tips can help you find the best rate. Read More»
Investing in a high coverage insurance policy for your vehicle is a great option, especially if your vehicle is worth a great value. However, full auto body insurance coverage can be pretty expensive, which may prevent you from being able to obtain the coverage that you need to ensure you are protected in case of an accident.
To help reduce the cost of your car insurance premium, there are a few things that you can do to keep great coverage while lowering your premium rate. Read More»
