Enough Coverage: Choosing the Right Individual Health Insurance

Being Mortgage-Free Doesn't Mean You Should Be Insurance-Free

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Although when you pay off your home mortgage and are no longer obligated to a lender who requires you to carry homeowner’s insurance, your home remains a significant financial asset you may not want to go unprotected. Just because you paid off your mortgage doesn’t mean an unexpected catastrophe can’t strike. By canceling your homeowner’s policy, you are taking on a huge financial risk. But if you aren’t certain what to do, there are several factors to consider when deciding whether to drop your homeowner’s policy or continue it. Read More»

Establishing Credit As A Teenager: What To Do

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If you are looking for a way to establish credit and you are a young adult, there are a few different ways you can pave the way. Establishing credit at a young age can be hard, but you can create a high credit score and make things easier later on in life. If you are currently living at home with your parents or you are on your parents policies for multiple different things, it may be time to get out on your own. Read More»

Surprising Tricks For Lowering Car Insurance

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Do you want cheaper car insurance?  Here are four tricks on how to make this possible: Own the Car To have cheap car insurance, you need to be able to cherry pick the coverage you need. For example, it should be up to you whether to buy collision coverage or comprehensive insurance. However, if you are driving a leased car, then the dealership decides your insurance. Buying a car on loan helps a bit because you will eventually own it one day. Read More»

3 Things To Keep In Mind When Shopping For Cheaper Car Insurance

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In today’s economy, most people need to save money wherever they can. Many will look for ways they can cut down on the cost of their car insurance premium, so they look for the cheapest options available. Here are three things you need to keep in mind when shopping for cheaper car insurance. 1. Every state has its own laws regarding minimum coverage - but it may not be enough coverage. Read More»

Save on Taxes by Deducting Your Casualty Insurance Deductible after a Loss

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Suffering a business loss is often financially devastating. Even if you have casualty insurance that provides coverage, paying the deductible can still stress a small business’s budget. While it is often difficult to find a positive in a time of loss, a casualty insurance claim may provide a silver lining when it comes time to file your taxes. The deductible that your business must cover, which may range from a few hundred dollars to thousands of dollars, might qualify as a tax deduction. Read More»