Enough Coverage: Choosing the Right Individual Health Insurance

Have Your Insurance Rates Skyrocketed? 3 Ways You Can Lower Your Premium

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Some of the factors that determine your auto insurance rate are out of your control. For example, your age, gender and marital status are all factors that insurance companies use to calculate your rate. However, there are some factors you can control. The type of car you drive and the neighborhood in which you live are all factors that you can change in order to get a lower rate. You can also maintain a pristine driving record, but mistakes happen. Read More»

4 Things To Consider When Choosing An Insurance Provider

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If you want to protect yourself and the important things in your life, it’s a good idea to invest in insurance. Whether you choose to buy insurance for your home, car, rental property, or life, it’s a good idea to carefully think through the decision so that you get the right coverage. Take a look at the following information to better understand the things that you’ll want to consider before choosing an insurance provider. Read More»

What Are The Benefits Of Renter's Insurance?

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If you rent your home, you won’t be able to get a homeowner’s insurance policy, but that doesn’t mean you can’t have insurance coverage. You should still consider purchasing a renter’s insurance policy. Here are some of the top benefits of this type of insurance. Protection from Theft and Vandalism If someone breaks into your rental home while you are away, that loss would be covered under renter’s insurance. Theft and vandalism is something often covered under homeowner’s insurance, but this isn’t possible when you rent a home. Read More»

3 Ways To Be Sure You Have Enough Homeowners Insurance

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Having homeowners insurance is a must when you own a home to ensure that if anything were to happen, you wouldn’t have to pay completely out of pocket for repairs. However, you need to be sure that you actually have enough homeowners insurance to provide the actual coverage that you need. Here are three ways to be sure that your homeowners insurance policy is providing you enough coverage: Choosing Replacement Cost Insurance: Read More»

Being Mortgage-Free Doesn't Mean You Should Be Insurance-Free

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Although when you pay off your home mortgage and are no longer obligated to a lender who requires you to carry homeowner’s insurance, your home remains a significant financial asset you may not want to go unprotected. Just because you paid off your mortgage doesn’t mean an unexpected catastrophe can’t strike. By canceling your homeowner’s policy, you are taking on a huge financial risk. But if you aren’t certain what to do, there are several factors to consider when deciding whether to drop your homeowner’s policy or continue it. Read More»