Enough Coverage: Choosing the Right Individual Health Insurance

Save on Taxes by Deducting Your Casualty Insurance Deductible after a Loss

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Suffering a business loss is often financially devastating. Even if you have casualty insurance that provides coverage, paying the deductible can still stress a small business’s budget. While it is often difficult to find a positive in a time of loss, a casualty insurance claim may provide a silver lining when it comes time to file your taxes. The deductible that your business must cover, which may range from a few hundred dollars to thousands of dollars, might qualify as a tax deduction. Read More»

How To Prepare Your Car For Hurricane Season

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As soon as hurricane season comes along there is always a flood of information about what to do in the case of a hurricane and how to protect your home if one is on the way. Often times people get so wrapped up in protecting their home that they forget about protecting their vehicles. You’ve likely got full coverage on your home, but very few people have replacement cost on their auto insurance. Read More»

What Is Full Auto Insurance Coverage?

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You may have overheard some people talk about having their vehicles fully covered by their insurance company. However, what does this mean exactly? Well, in reality, there really is no such thing as full auto insurance coverage. This is because there are so many different coverage options and some of these options may be needed by some and be useless to others. If you want to have as much protection as possible, you will want to sit down with your car insurance agent to talk about all of your options, which will probably include: Read More»

5 Types Of Insurance You Need To Have

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Insurance protects you from the unexpected disasters that can come with life. It’s a financial protection and it can help you rebuild after a disaster. Working with an independent insurance agent can help you save on all of these types of insurance, since the agent will shop several different companies to find the best deal for you. Car Insurance If you own a car, it is the law to carry a minimum amount of insurance to cover any accidents that you may have. Read More»

3 Reasons To Have Renters Insurance

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If you are renting property, you need to get renters insurance. In some cases your landlord will require that you purchase renters insurance. But in other cases, it is your prerogative if you choose to get insurance or not. There are many reasons why you should get renters insurance. Here are a couple reasons: 1. Liability Insurance One of the main reasons you should get renters insurance is for the liability coverage. Read More»