Enough Coverage: Choosing the Right Individual Health Insurance

Surprising Tricks For Lowering Car Insurance

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Do you want cheaper car insurance?  Here are four tricks on how to make this possible: Own the Car To have cheap car insurance, you need to be able to cherry pick the coverage you need. For example, it should be up to you whether to buy collision coverage or comprehensive insurance. However, if you are driving a leased car, then the dealership decides your insurance. Buying a car on loan helps a bit because you will eventually own it one day. Read More»

3 Things To Keep In Mind When Shopping For Cheaper Car Insurance

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In today’s economy, most people need to save money wherever they can. Many will look for ways they can cut down on the cost of their car insurance premium, so they look for the cheapest options available. Here are three things you need to keep in mind when shopping for cheaper car insurance. 1. Every state has its own laws regarding minimum coverage - but it may not be enough coverage. Read More»

Save on Taxes by Deducting Your Casualty Insurance Deductible after a Loss

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Suffering a business loss is often financially devastating. Even if you have casualty insurance that provides coverage, paying the deductible can still stress a small business’s budget. While it is often difficult to find a positive in a time of loss, a casualty insurance claim may provide a silver lining when it comes time to file your taxes. The deductible that your business must cover, which may range from a few hundred dollars to thousands of dollars, might qualify as a tax deduction. Read More»

How To Prepare Your Car For Hurricane Season

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As soon as hurricane season comes along there is always a flood of information about what to do in the case of a hurricane and how to protect your home if one is on the way. Often times people get so wrapped up in protecting their home that they forget about protecting their vehicles. You’ve likely got full coverage on your home, but very few people have replacement cost on their auto insurance. Read More»

What Is Full Auto Insurance Coverage?

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You may have overheard some people talk about having their vehicles fully covered by their insurance company. However, what does this mean exactly? Well, in reality, there really is no such thing as full auto insurance coverage. This is because there are so many different coverage options and some of these options may be needed by some and be useless to others. If you want to have as much protection as possible, you will want to sit down with your car insurance agent to talk about all of your options, which will probably include: Read More»